Daytona Beach Lawyers

Daytona Beach Chapter 13 Bankruptcy Lawyers

Daytona Beach Chapter 13 Bankruptcy Attorneys, providing experienced Chapter 13 Bankruptcy Law Lawyer legal services in Daytona Beach, Port Orange, New Smynra Beach, Deltona, Volusia County and Central Florida area.

Call Kagen & Gillespie, PA today to schedule a free initial consultation regarding your Chapter 13 Bankruptcy Law legal issues.

John Gillespie | 386.308.1035
Tracey Kagan | 386.337.5445

A Chapter 13 Bankruptcy, unlike a Chapter 7 Bankruptcy, does not provide a release of debt, but rather a restructuring of the debt in a manner that is considered manageable to repay the dept.

Many times the debt to be paid back may be less that currently owed through negotiation. In a Chapter 13 Bankruptcy, a debtor proposes a repayment plan to the creditors, over a 3 to 5 year period, in a good faith proposal to pay off all or part of the debts from the debtor's future income.

A Chapter 13 Bankruptcy can:

Creditors often will work with debtors in a Chapter 13 Bankruptcy, as Chapter 13 provides the opportunity to recover funds from you, as apposed to a Chapter 7 Bankruptcy where the potential to recover a larger portion of the debt is diminished.

Those who are more likely to file for a Chapter 13 Bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.

The longer an individual waits to obtain legal representation may directly affect their ability to achieve a successful outcome. Therefore, if you are considering filing for a chapter 13 bankruptcy, it is important to seek the legal advice and representation of an experienced chapter 13 bankruptcy attorney or lawyer as soon as possible.

Call an Experienced Daytona Beach Chapter 13 Bankruptcy Lawyer at Kagan & Gillespie, PA for a confidential legal consultation.

John Gillespie | 386.308.1035
Tracey Kagan | 386.337.5445

Daytona Beach and Central Florida Lawyers

John Gillespie | 386.308.1035
Tracey Kagan | 386.377.5445

Attorneys, John Gillespie and Tracey Kagan serves the Chapter 13 Bankruptcy Lawyer legal needs of those in Central Florida including Daytona Beach, Port Orange, New Smynra Beach, Deltona, Volusia County and Central Florida area.

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